Bitcoin beside a tax ledger and Greek blue-and-white ribbon

Greece Approves 10% Crypto Gains Tax and a 15% Rate for Staking Income

• November 6, 2026 3:13 pm • Comments

Greece has approved its first comprehensive tax framework for cryptocurrency, setting a 10% rate on individual capital gains and a separate 15% rate for staking and other yield-producing activity.

The law is scheduled to take effect on January 1, 2027. It gives Greek investors a clear headline rate after years of uncertainty, but several details make the framework more consequential than the 10% number alone suggests.

CoinDesk reported that annual net crypto gains of €500 or less will be exempt. Once gains exceed that threshold, however, the full amount is taxable rather than only the portion above €500.

The tax applies when crypto is sold for cash and can also apply when digital assets are used to purchase goods or services.

Income from staking, crypto lending, and providing liquidity to decentralized-finance protocols will be treated as interest income and taxed at 15%. Qualifying losses can be carried forward for five years, although they may be used only against future crypto gains.

The framework also opens a 12-month window for investors to declare previously unreported crypto gains without late-filing penalties or interest, provided the resulting tax is paid within 60 days of filing.

Reuters reported that the government could not yet estimate how much revenue the law will produce because many Greek investors use platforms based outside the country. A senior finance-ministry official said additional directives on transparency and audits are expected in the coming weeks.

One unresolved issue is how crypto-to-crypto swaps will be treated. The Finance Ministry says those exchanges should not trigger tax, while parliament’s Scientific Service has warned that the bill’s broader wording could be read differently.

The implementing guidance will need to settle that point.

Greece’s rate is relatively modest by European standards, but the new recordkeeping and source-of-funds requirements may matter more to active traders than the rate itself. Investors will need complete exchange histories, wallet records, and acquisition-cost documentation before the rules take effect.

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